Welcome to the PREMIUM Insurance Company website!
We are an international insurance company bringing premium insurance products and services to the Czech market, built on flexibility, expertise, and a personalised approach. We offer clients solutions tailored to their needs, supported by renowned reinsurers and a highly experienced local team of specialists.
Who are we and where do we operate?
PREMIUM Insurance Company Limited is an insurance and reinsurance company established in Gibraltar (UK) in 2015. In 2019, due to Brexit, we moved our headquarters to Malta so that we could continue to provide our services to clients throughout the European Union without restrictions. In addition to the Czech and Slovak Republics, we also provide our services in Germany, Austria, Hungary, Poland, and Croatia.
Why can you trust us?
Transparency, stability, and strong reinsurance
The sole owner of PREMIUM Insurance Company is the Slovak company PREMIUM INVESTMENT GROUP, s. r. o. Our ownership structure is completely transparent and verifiable in the Register of Public Sector Partners of the Slovak Republic.
Our financial stability and ability to meet our obligations are ensured through cooperation with leading international reinsurers such as Swiss Re, Hannover Re, Vig Re, and Polish Re, all holding a minimum rating of "A" from Standard & Poor's and AM Best.
Our supervisory authorities are the Malta Financial Services Authority, with its registered office at Triq L-Imdina, Zone 1, Central Business District, Birkirkara, Malta, and by the Czech National Bank, Na Příkopě 28, 115 03 Prague 1, Czech Republic.
PREMIUM Insurance Company in the Czech Republic
Since 2017, we have been operating in the Czech Republic first through the cross-border provision of services (FOS principle) and, in October 2023, the PREMIUM Insurance Company, Czech Republic Branch, was established in the Czech Republic. Thanks to it, our clients can fully benefit from local service, direct contact with specialists, and a flexible approach to dealing with their needs.
What do we offer?
Our offer includes a wide range of insurance products designed for companies and entrepreneurs:
- Property Insurance
- Machinery and Technology Insurance
- Business Interruption Insurance
- Liability Insurance
- Construction and Installation Insurance
We are constantly expanding our services and preparing products also for other non-life insurance segments.
Collaboration and Partnership
Strong, long-term relationships are the foundation of high-quality services. That is why we place great emphasis on cooperation with our clients, business partners, and intermediaries – built on trust, openness, and flexibility. We are registered in the List of Qualified Suppliers of the Ministry of Regional Development of the Czech Republic, which enables us to participate in public procurement.
Our Team
PREMIUM Insurance Company is made up of a team of experienced professionals, led by Jan Klíma, a long-standing expert in corporate and business insurance. Expertise, teamwork, in-depth knowledge of the local market, and a commitment to continuous development are the key pillars of our success.
Thank you for your trust. PREMIUM Insurance Company is your reliable partner in risk management and stable growth.